Governance
Accountability built into the architecture
Daraja Guarantee is governed for DFI-grade scrutiny — board oversight, investment committee approval on material decisions, platform-enforced segregation of duties, and senior advisory on multilateral engagement.
Board
Board governance
The Board of Daraja Guarantee PLC oversees strategy, risk appetite, and fiduciary duties to guarantee fund stakeholders. Seven independent and non-executive directors strengthen compliance, ESG, and multilateral engagement — meeting the standards expected by DFIs and regulators. One director appointment remains subject to board confirmation.
Leadership
Executive team & senior advisory
Day-to-day operations are led by the executive management team, supported by senior advisors with deep experience in African capital markets and development finance institutions.
Senior advisory
Bamidele Olalekan Oseni, FCA, FICA, FIMC, ACTI, ACIS, CFAN, MCIoD
Senior Advisory Board Member
Pan-African governance, risk, and financial strategy expert with over 25 years of leadership experience across banking, fintech, energy, and infrastructure in more than 24 African countries. Former Group Chief Risk Officer and Chief Compliance Officer within leading African banking institutions. Strengthens Daraja Guarantee’s enterprise risk management, credit risk governance for guarantee structures, regulatory compliance, ESG integration, and board effectiveness.
Full leadership team →Structure
Governance framework
Board of directors
Seven directors with development finance, governance, fintech, and African market expertise. See full profiles on the Board page.
Investment committee
Approves guarantee facilities, regulatory exports, and material portfolio decisions — logged in platform.
Compliance function
AML screening, audit log review, grievance resolution, and regulatory export coordination.
External audit
Annual financial and operational audit by a recognised firm, commencing ahead of the first full reporting year following pilot launch.
Platform controls
What the system enforces
- → Insert-only audit log on all financial mutations
- → Nine-role access control with database-enforced data isolation
- → Originator cannot approve own guarantee claims
- → IC approval chain on regulatory data exports
- → Immutable waterfall and recovery event history
- → Borrower grievance workflow with resolution targets
Legal
Corporate information
- Legal entity
- Daraja Guarantee PLC (Mauritius)
- Domicile
- Mauritius (operational footprint: Africa)
- US registration
- Delaware C Corporation
- Pilot registrations
- Kenya · Tanzania · Liberia